Begin The Journey To Homeownership Today!

GET PRE-APPROVED FOR YOUR FUTURE MANUFACTURED HOME

At American Dream Homes, we were founded to help families and individuals across South Georgia achieve the American dream of homeownership! Our manufactured home retail center was created with the purpose of making that dream more attainable. While our location may be new, our team is backed by years of experience in the manufactured housing industry, offering the knowledge and guidance buyers can trust.

Owning a home shouldn’t feel out of reach. That’s why American Dream Homes is committed to providing affordable manufactured homes, personalized service, and a straightforward buying experience. From the first conversation to move-in day, we’re here to help turn the dream of homeownership into a reality—one home at a time.

GET PRE-APPROVED FOR YOUR FUTURE MANUFACTURED HOME

6 Steps To Homeownership

Apply

Meet with one of our friendly American Dream Homes Sales Consultants to get started and begin your application.

Conditions

Your loan approval may come with underwriting conditions. Our team will help guide you through gathering and submitting the required documents.

Home Purchase & Site Construction

Choose your home floor plan and receive an estimate for your home and any necessary site work or construction.

Site Check

Our team will visit your property to confirm home placement and finalize site preparation and construction details.

Land Survey & Appraisal

Your lender will require a land survey and appraisal to move forward. Additional out-of-pocket costs may apply.

Sign Contracts

Once everything is finalized, we’ll review final costs with your lender and schedule your closing so you can move forward with confidence.

Types Of Home Loans

Land & Home

Finance both your land and home with one loan
Down payment required
Appraisal will be ordered and deposit may be required
Land survey may be needed

Land in Lieu

Use the equity in your land as a down payment
Land must be lien-free and properly titled
Appraisal will be ordered and deposit may be required
Land survey may be needed

FHA

Lower down payment options for qualified buyers
Requires engineer-certified foundation, FHA-compliant skirting, termite treatment, deck, and inspections
Includes mortgage insurance and stricter guidelines

Cash

Pay in full at closing
Option to title home with land or separately

Chattel

Loan covers the home only
Home can be placed on owned, family, or leased land
Home and land are taxed separately

Community

Home is placed in a manufactured home community
Lease agreement required
Home and land are taxed separately

PLEASE NOTE:
At American Dream Homes, we are committed to full compliance with all applicable laws and regulations related to home financing. When you visit our sales center, our team is here to help answer general questions about the application process and connect you with licensed professionals who can provide detailed guidance. We can also provide information from trusted lenders who regularly work with buyers in the local market for manufactured housing. American Dream Homes is happy to work with the lender of your choice, provided they meet our funding requirements, ensuring you have flexibility and confidence as you move forward in your home buying journey.